Short Term Income Protection Insurance – What Is It?

By Karl Omen Among the many way of being financially prepared despite the unstable economic climate as well as the unpredictable employment future is by taking out income protection policies. A lot of people these days are eager in taking advantage of income protection insurance policies while they are still capable of earning money on a regular monthly basis because the fear of another global economic slump that may cause them to become jobless and without a steady flow of income for an … [Read more...]

If You Are Healthy, Do You Really Need Health Insurance?

By Maureen Young The Health Insurance Marketplace is coming soon! Are you ready to go shopping? The mandate requiring most individuals to purchase health insurance goes into effect on January 1, 2014 and the Marketplace will be up and running on October 1, 2013. After March 31, 2014 those who haven't purchased health insurance will have to wait until the enrollment period for the following year. The Affordable Care Act (ACA) has already provided benefits such as no more limitations on … [Read more...]

4 Tips on Getting the Best Flood Insurance

By Sam J Loeb Flood insurance is highly desirable for those living in a flood prone area. A fully comprehensive policy is able to offer a high level of protection for the home against a range of damage caused by a flood. This type of insurance is widely available for the businesses, renters, and private homeowners. A regular house insurance policy isn't likely to give enough cover in relation to flood damage, so it is necessary to arrange for a specialised policy to give adequate cover for … [Read more...]

Important Commercial Vehicle Insurance Considerations

By Aaliyah Arthur One of the most important aspects of a business is purchasing commercial vehicle insurance. It covers you against property damage and bodily harm, and protects you against medical costs associated with injuries suffered by drivers as well as passengers. You will more than likely want to purchase some form of coverage to protect yourself from theft, accidents, or other issues whether you have a personal car for business use or you own a large fleet of trucks. Determining … [Read more...]

Is Comprehensive Car Insurance Worth Having?

By Oliver Matlock As most people know, there are three main levels of motor insurance to choose from when insuring your car. To summarise quickly, the lowest level of cover is Third Party only. This is the legal bare minimum insurance, covering your legal liability to third parties. Next is Third Party Fire and Theft insurance. This not only covers your legal liability, but reimburses you if your car is stolen or damaged by fire. The highest level of cover is Comprehensive, which also covers … [Read more...]

The 3 Most Important Types of Insurance

By Edward Genovese Insurance is an essential part of any average person since it protects them against loss like disability, disease or death. The above reasons have proved the significance of insurance products for middle class people since it gives them relief after having the knowledge that it protects against any liability. Insurance provides peace of mind in case of an incident and can help make someone whole should a situation, for which it is needed, arises. The 3 most important types … [Read more...]

5 Easy Ways to Making a Successful Home Insurance Claim

By Dean V Foster If you've taken out insurance and something happens like an accident, fire, theft or flood then the likelihood is you need to make a home insurance claim. This can be a very worrying time and it is imperative you do this properly, otherwise you could find your claim rejected. This is the last thing you want after paying your premiums for years! If you need to make an insurance claim then you need to get in touch with your insurance provider ASAP and ask them to post or … [Read more...]