Why You Should Bundle Your BOP and Data Breach Coverage

Hacker programing in technology enviroment with cyber iconsImportance of Data Breach Insurance

Data breaches can mean serious trouble for businesses. While many small business owners think that they are safe from a data breach since they do not have as much sensitive information, the opposite is true. Since small businesses do not have the financial resources to pay for the security and financial fallout that happens after a data breach, investing in the right data breach insurance policy can help to ensure that your small business stays safe.

When looking for a data breach insurance policy, you may be able to bundle your coverage with your business owner’s policy (BOP), which may help you save money. This option is only available to businesses that have low risk profiles, small commercial premises, and a low number of employees. Combining your cyber liability insurance with your BOP means that you will have access to different insurance coverage options, including:

  • Property insurance – you need your building and equipment in order to keep your business up and running. Property insurance will provide coverage if either is damaged or destroyed due to theft, fire, windstorms, and vandalism.
  • General liability insurance – if someone other than an employee slips and injures themselves while visiting your business, general liability will cover the cost of any legal expenses that are incurred if that person decides to sue your company.
  • Business interruption insurance – if you have to shut down your business due to a covered peril, your business interruption insurance will cover any of your typical costs, including rent, payroll, taxes, and loans.


For all of your business insurance needs, contact the insurance experts at Martplan Insurance Agency in La Habra, California. As an independent insurance agency, we will work with you to ensure that you have the right amount of coverage, all at the right price.