Purchasing a fine art insurance policy is the only way to receive the peace of mind knowing your valuables are adequately protected. Many fine art owners are under the impression that their fine art collection will be covered under their homeowners insurance policy, however, this is not true. Your standard homeowners’ insurance policy will likely not cover any of your collections.

In order to preserve your valuable assets, you will need to fulfill the necessary documentation requirements. This includes cataloging, organizing all files with receipts and appraisals, and taking photographs of each item. Each year, your collections will need to be assessed based on their current market value and adjustments.

As a collector, you will be available to choose from a wide range of fine art insurance policies. It is imperative that you speak with your insurance agent about your unique collection to ensure that you are choosing the appropriate insurance policy.

Martplan Insurance Agency has been providing California residents with personalized auto, home, life, and health insurance products since 1986. Contact us today for all of your La Habra, California fine art insurance needs. We are always available to answer any and all of your questions.