Hosting a holiday party opens the door to many potential legal issues.

Now that the holiday season is here, you may find yourself planning and hosting different parties for all of your friends and family. While parties can be fun for everyone, it is important to make sure you know the risks that you are taking on. Keep these holiday party hosting considerations in mind to help prevent any issues.

If you are providing alcohol to your guests during your party, you are taking on social host liability. If one of your guests gets behind the wheel of their car after having a few too many cocktails and causes an accident, you can be found liable for the accident. Before mailing your invitations for your party, talk with your insurance agent to ensure you have enough homeowners insurance protection for anything that may go wrong.

There are many other steps that you should take to help better protect you and your guests during the holiday season, including:

• Never allow minors to consume alcohol since it could lead to extremely expensive lawsuits and financial judgments.
• Avoid any games that center around drinking.
• Consider having a restaurant or bar host your party to minimize your liquor liability risk.
• Hire a licensed bartender to serve your guests. Bartenders are trained to know the signs of intoxication and can help to prevent your guests from going overboard.
• Offer plenty of non-alcoholic beverages, such as soda and water to give your guests more choices.
• Serve food to your guests. High fat and high carbohydrate foods allow your body to more slowly absorb alcohol.
• Do not serve any drinks to guests who are visibly intoxicated.

For all of your home insurance needs to help you better understand the risks you take on this holiday season and to ensure you have the right amount of protection, contact Martplan Insurance Agency in La Habra, California.