Every homeowner should have an updated inventory of their valuable possessions for insurance purposes. In the event your goods are damaged or lost in a disaster, you will have proof of property ownership to present to your insurer for compensation.

A thorough home inventory consists of a list of your valuables, descriptions of each, video or photos of your goods, proof of purchase, receipt for gifts, serial numbers of expensive items and any other information you deem important as proof of your property’s value. The following are some examples of what should be included in your inventory: furniture, electronics, appliances, kitchenware, designer clothes, jewelry, artwork and expensive collections.

Spring is a good time to update your inventory on a yearly basis. Check with your insurer if they have any reimbursement requirements and comply by their stipulations.

For more tips on creating a home inventory or for assistance in choosing a homeowners insurance policy in California, contact Martplan Insurance Agency located in La Habra, CA.