Insurance You Need During Each Decade of Life

While insurance often seems like more of a burden than a blessing, having substantial coverage in all areas of your life is imperative. Each decade of your life requires you to update, alter, and purchase insurance different policies. While each individual’s insurance requirements vary depending on their unique situations, compiled is a list of types of insurance you need during each phase of your life, based on typical situations:


  • Since health insurance is now required by law, you must have health insurance. Halfway through your 20s, you will likely have to purchase your own insurance policy once you are required to be taken off of your parent’s health insurance policy.
  • You will need to purchase an auto insurance policy at the same time of purchasing a vehicle.
  • When you get a job, you will want to purchase a disability insurance policy.
  • If you rent your own place, you’ll need a renters’ insurance policy to protect your personal possessions.


  • This is the time to start thinking about life insurance, especially if you have recently gotten married or had children.
  • Homeowners Insurance will come with the journey of homeownership.
  • If you decide to invite a furry friend into your family, you’ll want to purchase pet insurance.


  • As morbid of a thought as it may be, it is time to start thinking about purchasing a long-term care insurance policy.

Martplan Insurance Agency has been providing California residents with personalized auto, home, life, and health insurance products since 1986. Contact us today for all of your La Habra, California insurance needs. We are always available to answer any and all of your questions.