How Can I Ensure I Am Getting the Best Out of my Auto Policy?

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Auto insurance can often be misunderstood and overlooked because the law requires it. There are a variety of common mistakes you may be making that could be costing you! We want you to be receive optimal protection at a rate you can afford, which is why we’ve gathered these helpful points of guidance for you:

  • When talking to your insurance agent, they may suggest choosing a higher deductible so that you can afford your auto insurance premium. However, your deductible is put in place for when you’re involved in an accident. If you’re involved in an accident and you’ve boosted your deductible to $2,000 so you can have an inexpensive premium amount, you must be ready to pay the $2,000 before your insurance company will have repairs complete.
  • Did you know that there are a variety of auto insurance discounts available to you that you may not be utilizing? The good driving record, good student driver, defensive driving course, multi-policy, low mileage, and increased security through vehicle safety features are all discounts that you may be missing! Our experienced insurance agents will evaluate your particular situation and provide you with a list of insurance discounts that you may qualify for.
  • While you may be inclined to simply sign the renewal form each year, it’s important that you shop around every year to make sure you’re getting the best coverage, at the right price.
  • Did you know that your insurance provider would likely give you a discount if you pay your premium amount in bi-annual or annual rates? Simply paying ahead of time can save you 5-10% each year!

Contact Martplan Insurance Agency in La Habra for all of your California auto insurance needs. We’ll assist in perfecting your auto insurance policy so that your coverage is maximized at a rate you can afford.