As many may know, mortgage lenders require homeowners to obtain homeowners’ insurance upon purchasing their home! During this already hectic time, you may be inclined to sign the papers, submit the payments, and worry about it later. We want to help you receive the most for your money, which is why we’ve gathered a list of 5 ways that you can save on your homeowners’ insurance policy, without sacrificing coverage:

1. Never purchase insurance from the first carrier you receive a quote from. It’s important that you shop around on an annual basis to make sure that you’re getting the most coverage at the right price.
2. Did you know that installing a security system could actually land you a hefty insurance discount? The increased protection of your home reduces the insurance company’s liability risks; therefore, they’ll reward you.
3. Many insurance companies will also reward homeowners who choose to move into gated communities. Since there will either be a code entry system or a security guard protecting your home, the insurance companies liability risks are reduced.
4. There are a variety of simple home upgrades that can help you live a greener lifestyle. If your home upgrades make you Green certified by LEED, you may be able to receive an insurance discount.
5. Many homeowners are unaware that their credit score affects how much they pay on homeowners’ insurance. If you’re looking to save a little, you may benefit by boosting your credit score in any way possible. Whether you need to pay off debt to increase your score or take out another credit card, you’ll likely be rewarded with an insurance discount.

Contact Martplan Insurance Agency in La Habra for all of your California homeowners’ insurance needs. We will evaluate your particular insurance needs and provide you with viable insurance options that utilize all possible discounts. Affordable homeowners’ insurance can be in your near future!