New Year’s Insurance Resolutions

Every year people should take stock of their coverage and make a resolution to get the insurance they need to keep them protected in every scenario that the New Year could bring. Here are some New Year’s insurance resolutions for you to consider as the New Year approaches!

Auto Insurance resolutions:

• Make a resolution to improve your driving habits and make your insurer aware of these changes. This could lower your premium and keep you safer on the roads.
• Look over your policy and make sure it reflects how your car is used. Consider saving some money for the New Year by dropping collision and comprehensive coverage on older cars, which may not be worth it.

Home Insurance resolutions:

• Resolve to update the inventory of your possessions so that you have an accurate list if anything happens and you need to make a claim.
• Make sure your home has enough insurance coverage to cover repairs or rebuilding costs at today’s construction prices.

Life Insurance resolutions:

• If you do not already have life insurance, make a resolution to protect your loved ones by getting a life insurance policy.
• Make a resolution to be healthier by quitting smoking, or losing some of that extra weight. These habits can help cut life insurance costs because your health affects your life insurance premium.

Health Insurance resolutions:

• Make a resolution to become more educated about your health care so that you have all the information you need if you ever need to call on your health insurance.
• Take more health precautions so that you have less chance of getting sick and needing medical care. Being healthy can lower your health care premiums and save you some money.

Contact the Martplan Insurance Agency in La Habra for all of your California insurance needs. Make insurance a part of your New Year’s resolution to make sure you have the coverage you need and want for the New Year!