Do You Know How Much RV Insurance You Need?

secluded RV campsiteRV Insurance 101

There is no better way to take a road trip than loading up your RV with your friends and family. With all the comforts of home, your RV can help take away a lot of the stress that comes with planning a vacation, including booking a hotel and finding a clean bathroom to stop at on the way to your destination. Before you head out on the road this spring, it is important to make sure that you are properly protected with the right RV insurance policy. When looking for the right amount of coverage, make sure to ask yourself these questions.

  • Where do you store your RV? Consider where you keep your RV when you are not using it. If you do not keep it in a secure location, you increase the chances that your RV will be stolen. Make sure that your RV insurance policy will provide enough coverage if your RV is stolen or broken into. If your RV is kept outside, make sure to consider any natural disasters that may damage it.
  • How much is your RV worth? RVs tend to keep their value much longer than typical vehicles, so make sure to figure out just how much your RV is worth. Think about if you have the financial means to completely replace your RV, or if you should invest in collision and comprehensive coverage.
  • What do you keep in your RV? If you have valuable items in your RV, such as a high tech stereo system, make sure that you have enough protection to replace the items. Adding up the value of all of your belongings that you keep in your RV will give you a better idea of how much coverage you need.


Contact Martplan Insurance Agency in La Habra, California for all of your RV insurance needs.