Home Insurance Discounts

The easiest way to start saving on your homeowners insurance policy is to ask your insurance agent about any discounts that you may qualify for. While each home insurance company will offer slightly different discounts to their customers, there are certain discounts that are offered across the board. Some of the most common home insurance discounts that can help you start saving money include:

• Multi-policy discounts – if you bundle your homeowners insurance policy with any of your other insurance policies, such as auto or umbrella insurance, you can save up to 15 percent on all of your premiums. It will also help simplify how you pay your premiums since you will only have to worry about paying one bill each month.
• Home improvement discounts – any upgrades that you make to your house that work to make your home safer will help to lower your premiums. Improvements such as fire resistant roofing, storm shutters, and updating heating and plumbing equipment will help you qualify for discounts since your home is much less likely to suffer severe damage.
• Credit score discounts – when you apply for a home insurance policy, insurance companies will take a look at your credit score. People with higher credit scores tend to make fewer claims, which makes them less of a risk, leading to lower premiums.
• Senior citizen discounts – senior citizens tend to spend much more time at home, which helps to reduce the chance of burglary and theft. Do to the lowered risk, many home insurance companies will offer discounts to people who are enjoying their golden years.

For more tips on how to save on homeowners insurance,  contact Martplan Insurance Agency in La Habra, California. We will work with you to ensure that you have the coverage that you deserve, all at the right price.