If you fail to file a claim because you fear that your premium will go up, you could be at risk. Many people wonder if they should report their car accident, or if they can get away with keeping it off the books. While practices vary from company to company, in general an insurer will increase your auto insurance premium by specific percentages for each chargeable claim made against your policy above a specific dollar amount. The increase of your premium typically lasts for three years … [Read more...]