Will My Premium Go Up If I File a Claim?

If you fail to file a claim because you fear that your premium will go up, you could be at risk. Many people wonder if they should report their car accident, or if they can get away with keeping it off the books. While practices vary from company to company, in general an insurer will increase your auto insurance premium by specific percentages for each chargeable claim made against your policy above a specific dollar amount. The increase of your premium typically lasts for three years … [Read more...]

How Can I Ensure I Am Getting the Best Out of my Auto Policy?

  Auto insurance can often be misunderstood and overlooked because the law requires it. There are a variety of common mistakes you may be making that could be costing you! We want you to be receive optimal protection at a rate you can afford, which is why we’ve gathered these helpful points of guidance for you: When talking to your insurance agent, they may suggest choosing a higher deductible so that you can afford your auto insurance premium. However, your deductible is put in … [Read more...]