Does your business have this critical disaster survival tool? After a disaster hits your business, it’s easy to believe that it won’t happen again. The cold reality of it is that if your business experiences disaster once, it may easily happen again. Even with the best safeguards in place, your business can be at risk. From fire to floods to natural disasters, some perils are out of your control. Even if you can’t stop the disaster from disrupting your business, there are ways to stop your … [Read more...]
Why You Should Bundle Your BOP and Data Breach Coverage
April 20, 2015 by
Importance of Data Breach Insurance Data breaches can mean serious trouble for businesses. While many small business owners think that they are safe from a data breach since they do not have as much sensitive information, the opposite is true. Since small businesses do not have the financial resources to pay for the security and financial fallout that happens after a data breach, investing in the right data breach insurance policy can help to ensure that your small business stays … [Read more...]
Business Owner’s Policy 101
July 25, 2014 by
As a small business owner, you will likely need a BOP policy, also known as a business owner’s policy. Your small business is your biggest investment, and therefore you must properly protect it. Business owner’s policies are typical of small to medium-sized businesses. Since each business requires a unique amount of coverage, it is crucial that you evaluate the particular needs of your business. Typical Coverage Under a BOP: Property Insurance Business Interruption Insurance Casualty … [Read more...]