What Is Your Home Insurance Lacking?

Do you know where your home insurance stops? Your homeowners insurance policy is there to protect your house and belongings in the event of a disaster or accident. However, homeowners are often surprised (not to mention heartbroken) to learn that certain items are excluded from coverage when filing a claim with their insurance. What if we told you that your grand piano, great grandmother’s wedding ring, and First-Edition painting were excluded from coverage? Every policy has its limits, but … [Read more...]

5 Reasons Employees Sue & How To Protect Yourself

As a business owner, you'll want to protect your company from disgruntled ex-employees. Business owners can employ large workforces to small teams of people. With that said, if employees have felt that they have been wronged in some way, usually take action against your company. With the rise of litigations comes more lawsuits and ever-developing ways to protect yourself and your business. More and more businesses are gaining coverage to protect their reputation, finances, and further damage … [Read more...]

Tips for Setting Up a Business Disaster Plan

It's important for every business to have a disaster plan that will allow it to reopen as quickly as possible. This will not only prevent immediate loss of sales, but prevent ongoing losses caused by customers finding other companies. According to American Family Insurance, the first step to preparing an effective recovery plan is to identify likely threats. Is your company in a tornado or hurricane zone? Are there sources of fire risk on or near the premises? Is severe winter weather likely? … [Read more...]