Do I Need Disability Insurance?

If you were to be injured while enjoying your Sunday off from work, would your finances allow you to recover in peace? Chances are, a long-term injury or illness would be detrimental to your bank account, unless you have a hefty emergency fund. Disability insurance can provide you with the financial security you deserve. Gathered is a list of some vital information you must know about disability insurance: While you may be inclined to think that you are in the clear because the office you … [Read more...]

The Importance of Smoke Alarm Maintenance

As a California resident, we must do our due diligence and do all that we can to prevent a devastating fire. In doing so, we must regularly maintain our smoke alarms. While the only time you think about your smoke alarm may be when the battery dies and it insists on reminding you, it is imperative that you give it some much needed attention. Your smoke alarms should be replaced every 10 years to ensure efficiency. Many faulty alarms can be attributed to dust accumulation. Each year, … [Read more...]