Tips for Setting Up a Business Disaster Plan

It's important for every business to have a disaster plan that will allow it to reopen as quickly as possible. This will not only prevent immediate loss of sales, but prevent ongoing losses caused by customers finding other companies. According to American Family Insurance, the first step to preparing an effective recovery plan is to identify likely threats. Is your company in a tornado or hurricane zone? Are there sources of fire risk on or near the premises? Is severe winter weather likely? … [Read more...]

Keep Your Personal Info Safe During Tax Time to Avoid Identity Theft

As cases of identity theft continue to rise, it's important to take steps to keep your personal information private. This type of information includes facts like your social security number, address, birth date, driver's license, and number. Some documents, such as your annual W-2 form, contain much of this information in one place. Thieves know this, so they will be on the lookout for them during tax season. Even though your W-2 form(s) should have already arrived for this year, this … [Read more...]

Driving Safely this Spring: Look out for Potholes!

It’s that time of year again! Time to look out for fresh potholes cropping up as the freezing and thawing process of winter is taking its toll. The Problem with Potholes Even the small holes in the road can cause serious damage to your car. Running over potholes might disrupt your car’s alignment, tires, rims or suspension. While hitting potholes is a problem for your car, avoiding them can be dangerous without careful consideration; drivers who suddenly slam their breaks or swerve to avoid a … [Read more...]

Tips for Deductibles that can Lower Taxes for Small Businesses

The cost of taxes can be a shock for a small business, but the proper deductions can lessen the sting. Here are some tips for things you can take off your taxes as business expenses if you have the proper documentation to back them up: Office equipment is a basic necessity, and much of it can be deducted. However, not all of it can be taken off as a one-time write-off. Some items have to be taken off over several years as they depreciate, instead. Talk to an accountant if you're not sure … [Read more...]

Time These Home Safety Checks to Daylight Savings for Easy Recollection

The start of daylight savings time can be used for more than just changing clocks. Here are a couple of home maintenance tasks that are easily associated to this particular day: Check your medications, and throw out any that have expired. How Stuff Works notes that you shouldn't toss any expired products into the toilet or garbage. Instead, take them to your local pharmacy for proper disposal. Another thing to check is your first aid kit. During the year, you might have used up some of the … [Read more...]

Stay Safe This St. Patrick’s Day

St. Patrick’s Day has become one of the biggest party days of the year. These are some steps you can take to make sure your St. Pat’s day is a safe. •    Make sure you have a designated driver if you are going out. •    Use public transportation if possible. •    If you are going to drink, don’t do so on an empty stomach. •    If you are partying as a group, make sure you stay together or have a meeting place set up for the end of the night. •    Keep an eye on your beverages and … [Read more...]

Why Younger People Should Consider Life Insurance Now

For professionals in their 20s and 30s, it's tempting to ignore the seemingly mundane issue of life insurance and instead focus on enjoying a carefree lifestyle. Unfortunately, this approach can come back to haunt these otherwise responsible individuals. Here are a few reasons why younger people might want to get a quote sooner than later: Your Family Needs Protection It may be morbid to think about insurance as a 20 or 30 something, but the truth is, you never really know what can happen. … [Read more...]