How to Conduct Your Home Inventory

Having a home inventory is important in case a disaster were to strike! See how to conduct a home inventory here: Start your home inventory by making a list of your possessions.  Describing each item, and noting the make and model and where each item was purchased. If you do not have a carefully documented home inventory, it can be difficult to secure the reimbursements you will need to replace each item in the event of a natural disaster, home fire, or burglary. What Should be Included: You … [Read more...]

New Year, New Smart Resolutions!

Resolve to be smarter with insurance this coming year! The impending new year is a time when many people pledge to lose weight, save more money, and be more organized! However, mid-year (or mid-January, depending on how determined you are), exercise equipment gathers dust and bank savings are depleted. These are familiar signs of the way New Year’s resolutions are often quickly abandoned! There are a few resolutions that you’ll not only want to make but to be prudent about: insurance! … [Read more...]

Don’t Drown with the Right Flood Insurance Policy

While your homeowners’ insurance policy is supposed to provide protection from any peril, it does not cover every natural disaster. If your home is damaged or destroyed by a flood, only a specific flood insurance policy will provide coverage. A flood insurance policy is the only way to ensure that you and your home will be protected in case of a flood. It is important to keep in mind that a flood insurance policy has a 30-day waiting period before it becomes active. If a flood damages your … [Read more...]

Do You Need to Update Your Home Inventory?

Every homeowner should have an updated inventory of their valuable possessions for insurance purposes. In the event your goods are damaged or lost in a disaster, you will have proof of property ownership to present to your insurer for compensation. A thorough home inventory consists of a list of your valuables, descriptions of each, video or photos of your goods, proof of purchase, receipt for gifts, serial numbers of expensive items and any other information you deem important as proof of … [Read more...]