What New Homeowners Need to Know About Home Insurance

Homeowners should prepare to purchase homeowners insurance. As a future homeowner, there is a lot to consider. While the mortgage, real estate, and moving paperwork are already piling up on your plate, it’s important that you don’t forget homeowners insurance. As reliable protection for the home’s structure and your belongings, schedule a bit of time to assess the right policy for your needs properly. When shopping for insurance, here’s a checklist to keep you on track: Know your credit … [Read more...]

How Do I Choose the Right Home Insurance Deductible?

Choosing the right deductible is essential for every homeowner.   Homeowners insurance is there to keep your belongings protected, right? While it does, it only protects you up until a certain limit. A deductible is there to safeguard your finances, as well as your belongings. While every homeowner will understand that insurance keeps their home and belongings protected throughout perils and lengthy lawsuits, many overlook the importance of the deductible. Within your home insurance is a … [Read more...]

Home Uses of Apple Cider Vinegar

Homeowners, it’s time to put the apple cider vinegar to use! For plenty of homeowners, that bottle of apple cider vinegar is a staple. It sits in the cupboard, waiting to be sprinkled on a salad – only now and again. Well, it’s time to get it out, wipe the dust off, and start using it around the house. Yes, apple cider vinegar has plenty of uses around the house, believe it or not! Check out these useful ways! Remove candle wax. Remove as much wax as you can by hand, then use a 1:1 … [Read more...]

5 Ways to Save on Homeowners Insurance

  As many may know, mortgage lenders require homeowners to obtain homeowners’ insurance upon purchasing their home! During this already hectic time, you may be inclined to sign the papers, submit the payments, and worry about it later. We want to help you receive the most for your money, which is why we’ve gathered a list of 5 ways that you can save on your homeowners’ insurance policy, without sacrificing coverage: Never purchase insurance from the first carrier you receive a quote … [Read more...]

7 Fall Home Maintenance Chores

Your home requires regular maintenance in order to survive changing weather conditions. While California homeowners certainly have less home maintenance tasks on their to do lists, it is still important to cover the basics. Gathered is a list of 7 fall home maintenance chores to get complete before the fall season arrives: Homeowners who fail to give their downspouts and gutters the attention they require end up regretting the decision once the rain begins to fall. Dirty and full gutters and … [Read more...]

What’s Not Covered with a Standard Homeowners Policy?

Most homeowners policies cover the essentials, such as coverage for your personal belongings, property structure, liability protection, and living costs in the event that you are unable to live in your house temporarily after an insured disaster. Not all situations; however, are covered on the average homeowners policy. Earthquakes: Earthquakes, sinkholes and other types of earth movements are typically not covered on a homeowners policy. Water Damage: Flood insurance is generally not … [Read more...]