How Do Trees Fit into Homeowners Insurance?

Many homeowners wonder how damage caused from trees fit into their insurance policy. While the damage from trees is not frequent enough to have tree insurance, the damage caused from fallen trees can be severe. If a tree hits a building of yours that is insured, such as your home, garage, or garden shed, a standard homeowners policy will provide coverage for the damages that the tree has caused. Trees can fall from wind, lightning or hail, poor maintenance, or due to poor health. Hurricanes … [Read more...]