The Best Type of Life Insurance for You

If you are considering life insurance (and you should) you will be faced with the decision of choosing between two basic forms of coverage. There is term insurance and permanent insurance. Your goals and stage in life will determine what type of insurance is best for you. Term insurance is a low cost insurance that will cover you for a specified period of time. Common term life insurance periods are 10 year, 20 year or 30 year term. If you buy a home with a 30 year mortgage for example, you … [Read more...]

The Benefits of Permanent Life Insurance

We often get questions about the best type of life insurance for people to buy. Your choice of term life insurance or permanent insurance will likely depend on your circumstances and your budget. Here is a closer is a look at permanent life insurance and its advantages. Permanent life insurance will cover you for your entire life, as long as you pay premiums when due. Many people prefer permanent life insurance for some very good reasons. The cash value of permanent life insurance can … [Read more...]

Is Permanent Life Insurance a Good Investment?

Permanent life insurance will build more and more value the longer you keep it. Over time it becomes a financial asset as well as providing important coverage. How does permanent life insurance work as an investment? It provides a solid return year after year. While the stock market may go down, your permanent life insurance value will move forward. Permanent insurance will be there for you no matter how your health changes in the coming years. Most student aid applications don't … [Read more...]