Do I Need to Insure My Engagement Ring?

Find out if you should protect your shiny, new addition! Congratulations! Many couples choose to get engaged over the festive season to celebrate their love and commitment for each other, as well as enjoying the holidays! It’s known that engagement ring sales hike up during the most wonderful time of the year. If you, or your loved one, has now a prized ring on their finger from the Christmas proposal, you’ll want to ensure that the rock on your finger is protected! This year, say ‘I Do’ to … [Read more...]

Must-Know About Insuring Your College Student

As you plan to send your child off to college, you must remember to add altering your insurance plans to the to-do-list. We have gathered all of the must-know information for your convenience in this already hectic time: Dorm life? Your child’s belongings will be covered under your homeowners’ insurance policy. This will be a limited amount, so be sure to confirm with your insurance provider that all of their expensive items are covered. Apartment? Time to purchase a renters’ insurance … [Read more...]

Insurance You Need During Each Decade of Life

While insurance often seems like more of a burden than a blessing, having substantial coverage in all areas of your life is imperative. Each decade of your life requires you to update, alter, and purchase insurance different policies. While each individual’s insurance requirements vary depending on their unique situations, compiled is a list of types of insurance you need during each phase of your life, based on typical situations: 20s Since health insurance is now required by law, you … [Read more...]

Most Renters Do Not Have Renters Insurance

Due to the downturn in the housing market, more people are renting than ever. The majority of today's renters are young adults between the ages of 18 and 34. While most of the people in this age group say it would cost an average of $5,000 to replace their belongings, very few of them are covered by renters insurance. That means there's a lot of uninsured property out there. Without insurance, owners might not be able to replace their property if they were to lose it. The people who need … [Read more...]