If you are considering life insurance (and you should) you will be faced with the decision of choosing between two basic forms of coverage. There is term insurance and permanent insurance. Your goals and stage in life will determine what type of insurance is best for you. Term insurance is a low cost insurance that will cover you for a specified period of time. Common term life insurance periods are 10 year, 20 year or 30 year term. If you buy a home with a 30 year mortgage for example, you … [Read more...]