It’s important for every business to have a disaster plan that will allow it to reopen as quickly as possible. This will not only prevent immediate loss of sales, but prevent ongoing losses caused by customers finding other companies.

According to American Family Insurance, the first step to preparing an effective recovery plan is to identify likely threats. Is your company in a tornado or hurricane zone? Are there sources of fire risk on or near the premises? Is severe winter weather likely? The answers to questions like these will allow you identify and prioritize threats. Prepare a plan for the most likely risks first.

Remember that not all risks come from outside. Depending on your industry, you may also need to make plans for possible workplace violence, a flu epidemic, or other such things.

To minimize the risk of your suppliers being affected by the same disaster, make sure some are out of your area.

These are just some of the disaster-preparation steps that can be taken. Talk to your insurance agent for more tips.

To get a quote on business insurance in California, please contact Martplan Insurance in La Habra.