What’s Included in Motorcycle Insurance?

motorcycleChoosing the right motorcycle insurance can be tricky, but necessary if you want to protect yourself in the event of an accident. Options for coverage generally include property damage liability, medical payments, bodily injury, and more. Keep yourself and your bike protected by knowing your rights.

Bodily Injury/Property Damage Liability (BI/PD): If you are at fault during a vehicle accident that causes damage to property or injury to a person, you’ll need BI/PD coverage.

Comprehensive/Collision: This type of coverage is needed when your motorcycle requires repairs or a replacement if it’s been damaged or stolen, regardless of who’s at fault.

Uninsured/Underinsured Motorist (UM/UIM): If the person who was at fault doesn’t have insurance or adequate insurance, UM/UIM will pay for any damages or injuries pertained during the accident.

Medical Payments: This covers any medical care costs that you may receive as a result of a motorcycle accident, regardless of who’s at fault.

Custom Equipment/Parts: Coverage can be used to pay for custom parts or equipment up to a certain amount of money outlined on your policy.

Roadside Assistance: This covers labor costs after your motorcycle breaks down off-road, and will pay for your vehicle to be towed to a qualified garage.

For more information about insurance in the La Habra, California area, please contact Martplan Insurance and get a quote today!